Reasons to Seek Help with Tax and Other Debt Sooner Rather Than Later

Debt, Did You Know?
Reasons to Seek Help with Tax and Other Debt Sooner Rather Than Later

There are many reasons to speak with an attorney about tax and other kinds of debt. In fact, if you are even remotely considering making a call, I recommend doing so NOW. Immediately. Don’t wait. Don’t think the problem will go away (though it may). Don’t avoid the problem because it’s so stressful. Odds are the debt issues you are facing today will become worse with time and more expensive to solve. The very best way to deal with debt issues is to educate yourself TODAY so that you’ll be able to make an informed and quick decision later, if you have to. Read more »
June 26, 2026

How to Request IRS Uncollectible Status in Ventura County

Debt, IRS, Tax Collection Issues
How to Request IRS Uncollectible Status in Ventura County

You owe taxes. But you can’t pay. You’re barely making ends meet with basic living expenses. Especially in high cost-of-living places like Agoura Hills, Thousand Oaks, Oxnard and Ventura. You don’t want to file for bankruptcy, or you don’t qualify (some taxes can be discharged in bankruptcy). If you have few assets and modest income, then ask the IRS for Uncollectible Status. Read more>>
February 1, 2023

How Can Interest Accrue on Closed Credit Cards?

Bankruptcy, Debt
How Can Interest Accrue on Closed Credit Cards?

I have many bankruptcy/debt management clients whose credit cards have been closed, and they’re listed as closed on their credit report, but interest and late penalties keep getting tacked onto the balances due month after month. Huh? How is that even possible? I know it seems counterintuitive – that the credit card account is listed as “closed” but its outstanding balance keeps increasing. But it’s not. Read more>>
July 5, 2022